Savings and Loans, good places to park your money,
HMOs, providing health care services when you really need them,
Time shares, for vacations that suit your schedule,
Trickle down, the working class guarantee,
Real estate limited partnerships, solid no-risk investments that are easy to exit.

Then there is milk, the healthy drink for which you will never outgrow your need,
Sun tanning (along with milk), the harmless way to get Vitamin D,
Four-year college, the only way to success with a guaranteed payoff,
Giving your Social Security and bank account numbers to the helpful person who called you to alert you to unauthorized use of your credit card,
And finally, Crypto, because “Fortune favors the brave.”