CREDIT REPORT
Congratulations!
you have more credit cards than you need
but the balances get paid
in full every month
you have a 30-year mortgage
and you pay on time
except for that one month
you bought a new car you didn’t need
so congrats on the high rating
but it could be higher
so why wait?
go ahead and apply for that unnecessary loan
or for another credit card
you probably won’t use
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Amen! Having been raised by parents who paid for everything in cash, it was a hard first jump into credit for me. But the world makes it so easy, doesn’t it?